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6 things that affect your credit score in 2018

January 25, 2018Credit ScoreNo Commentsadmin

So now we let’s make it clear that today we are going to get all the answers to questions related to credit score and the factors that affect your credit score in 2018.

Alright Ready! Let’s figure out answers to below queries

  • Give us five tips that will help you build your credit score?
  • Factors affecting credit rating of a company ?
  • What affects  credit score negatively ?
  • In what ways can a negative credit  report  affect your  financial goals? /li>

Lets get into the point watch the video below related to credit score factors and tips in 2018:

Here are six things that will effect your credit score in 2018

1.Repayment History ( Weightage 35%):

  • It is important to make timely repayments on your loans.
  • Late payments affects your credit score negatively

2.Credit Utilization ( Weightage 30%):

  • Means what % of your available credit are you using.
  • To have a good score utilize less than 30% of credit

3.Loan Tenure ( Weightage 15%):

Longer history of repayment on time is good

4.Search Frequency / Credit Enquiries (Weightage 10%):

  •  Many recent enquiries affect your score negatively

5.Loan Mix ( weightage 10%):

  • Having both secured and unsecured loans will be good .

 

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Tags: 6 things that affect your credit score in 2018, credit score in 2018, Factors affecting credit rating of a company, Factors that affect your credit score in 2018, free credit score, Give us five tips that will help you build your credit score., In what ways can a negative credit report affect your financial goals?, loans, What affects credit score negatively
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Our team is passionate about making impact in peoples life by helping people manage their money well. Credit score is an important component in the financial life of any individual as it impacts the access for credit. Even though having access to credit is critical very few people systematically ensure that they have all what they need to manage their access to credit. This results in very unpleasant surprises when they actually need credit.

We have made It is easy to ensure you have a good credit score . You can go though the series of 1 min videos we have for you to learn more about your credit score and manage it well.

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